Financial Safety Net
If you were unable to work due to sickness or injury, how will you pay your bills?
With income protection insurance, you can cover up to 65% of your income, which can help ease the financial burden of your continuing living costs, while you’re off work.
Home & utilities
Sports & hobbies
We can advise you on Income Protection
High Risk Occupations
High Risk Sports
Features Income Protection can offer:
When should I consider an income protection policy?
If you have any financial commitments, ask yourself these 2 questions…
“How much do you get paid if I am off work? Is it enough to cover my financial commitments to retirement?”
If the answer is no, then income protection insurance could be the answer to covering your financial risk gap. Even if you receive sick pay, this is likely to stop at some point.
Having an income protection policy that starts when your income stops, will mean you are aren’t leaving yourself financially vulnerable, even if you were unable to work again for the long-term.
Another ideal time to consider your income protection needs is a major lifestyle change, for example…
Buying a house
The birth of a child
Change to job or your salary
The above cover is available across several different policies and all cover is subject to underwriting and individual circumstances.