About Properly Protected

Properly Protected was set up by Simon Farquhar and is run in partnership with Moto Broking Limited (trading as BeMoto); who together provide a much needed, high quality and personalised service to motorcyclists (on and off road), general sports enthusiasts and self-employed people looking to protect their lifestyle 24/7 at home, work or at play - all sports as amateur or professional are covered - worldwide cover for work and leisure travel as well (including winter sports).

Our other partners include Simon Farquhar & Associates who provide advice about underwritten life and protection products.

See the general insurance protection products we offer below and why not click here to meet the team.

It's better to have it and not need it, than to need it and not have it...

What would you do in the event of an accident at home, at work or when playing sports... Do you have adequate protection for sickness or injury... could you afford to continue paying your bills, or living the lifestyle you enjoy... what would your family do if the worst should happen?

Properly Protecting your lifestyle for accident and sickness:

  • Paying a TAX FREE income if you can't work
  • ACCIDENT or SICKNESS from work
  • Offers BACK TO DAY 1 pay outs
  • FRACTURE benefits option
  • ACCIDENTAL DEATH cover for high risk sports and occupations

Guaranteed acceptance & immediate cover (NO underwriting):

  • Short Term Income Protection (STIP) - Up to 12 months monthly benefit when you're unable to work from an accident or illness, paying back to day-one after 14-days signed off work
  • Personal Accident (PA) - Lump sum payments for individual Fractures, Dislocations, Burns and ACL (anterior cruciate ligament). Also covers Total Permanent disability with lump sum payments up to £300,000, and accidental death cover up to £150,000 payout.
  • Personal Injury Plans (PIP) - Up to £3,000 for a fracture or dislocation and £75 per night in hospital (maximum 45 nights after the first 24 hours), from only £1.18 per week
  • Accidental Death (AD) - Choose either £50,000 or £100,000 cover from only £1.30 per week (covers accidental death only, i.e. not death from an illness).

Perfect for self-employed people and sports enthusiasts; covers you AT WORK (all trades covered including dangerous occupations) and whilst playing ANY SPORTS as an amateur or professional.

Call Properly Protected on 01953 451717* to speak to a specialist about our personal protection products.